Escape of water is the claim UK homeowners make most often, and most of it starts as a leak nobody sees for weeks. Here is what the claims data shows, and what actually catches a leak early.
Ramtin Massoumzadeh, founder of Quandify6 August 20264 minute read
Almost every home in the UK is insured against water damage. Very few have anything that detects a leak while it is still small, and that gap decides what the damage costs by the time it shows.
The question has a concrete answer. It is just rarely the answer people reach for when they pick up a water alarm at a DIY shop.
Start with the claims data, because it shows both how common this is and why so many leaks run for so long before anyone notices.
Water damage is the claim UK homeowners make most
Escape of water is the industry term for water that gets out of the pipes, appliances or fittings inside a home. It is not a rare event. When Go.Compare looked at what its home insurance customers declared through 2024, escape of water came out top of the list, ahead of accidental damage and well ahead of storms.
28.63%
of home insurance claims declared by UK homeowners in 2024 were for escape of water, ahead of accidental damage at 26.33% and storm damage at 13.5%.
The industry-level figure says the same thing in pounds. The Association of British Insurers puts what insurers pay out for water damage at £1.8 million a day.
£1.8 million
is what UK insurers pay out every day for damage caused by escapes of water.
The leaks that cost the most are the ones you cannot see
A burst pipe announces itself. You hear it, you see it, and you turn the water off at the stopcock. The expensive version is quieter: a joint that weeps a few drops an hour inside a wall or under a floor, running for weeks before anything appears on the surface.
That delay is what turns a small repair into a large one. Plaster, timber and chipboard tolerate damp for a while, and every week the water travels further into them. What could have been fixed by replacing one fitting becomes a job that takes out flooring, skirting and part of a wall.
The leak is rarely what costs you. The time before anyone finds it is.
The most common silent leak is one nobody thinks of as a leak at all. Waterwise estimates that one in twenty toilets in the UK runs water into the pan continuously, month after month, without making a sound.
1 in 20
toilets in the UK is leaking. A single one can waste up to 400 litres a day and over 100,000 litres a year, and adds around £300 to the water bill.
The usual protection in a UK home is a battery water alarm: a small puck you put on the floor under the sink or behind the washing machine. For the job it was built for, it works. If the machine overflows, you know within seconds.
But it only reacts to water that has already escaped, and only if that water reaches the exact spot where the puck is sitting. A leak inside a wall, under a floor or into a toilet pan never gets there, so the alarm never sounds.
It is the gap you would have in fire safety if the smoke alarm only covered one corner of one room.
Water Grip finds the leak while it is still small
If the problem is that a leak can run unseen for weeks, the answer has to be something that changes from the first drop. In plumbing, that something is the flow of water in the pipe.
Water moving through the house at three in the morning, with every tap closed, is not normal use. That signal is in the incoming pipe wherever the leak sits, whatever is leaking, and whether or not anyone is home to notice.
Water Grip clamps onto the outside of the incoming water pipe and measures the flow with ultrasound around the clock. Nothing is cut, drained or soldered. When the pattern does not add up, for example when water runs steadily for hours with no tap open, you get an alert in the app.
It reads temperature at the same time, so it also warns you when a pipe is getting cold enough to be at risk of freezing.
Water Grip was developed with Länsförsäkringar, one of Sweden's largest insurance groups, and we have worked with their claims prevention arm since 2022. They see water damage after the fact, and that experience shaped what the product looks for.
The monitor sits on the outside of the pipe. No part of the pipework is opened.
Right where do I start....I absolutely LOVE this. I wasn't really sure what to expect when I ordered it but it's honestly one of those things you don't realise you need until you've got one.
It took hardly any time to fit and I had it connected to the app within minutes. I've already caught myself checking the water usage more than I probably should. It's really reassuring knowing it'll tell me if it spots a leak before it turns into an expensive problem.
The app is really easy to use and everything just works, which is pretty rare these days. If your on the fence I'd definitely say just get one. It's already given me peace of mind and I'd buy another one without thinking twice.
Richard M.Verified purchase
18 May 2026
Great product: extremely easy to install
Great product: simple packaging without plastic, extremely easy to install and now it does what it is supposed to do, monitoring for leaks.
Boy E.Verified purchase
9 June 2026
I have been using it for almost 2 weeks now and it is quite accurate
I have been using it for almost 2 weeks now and it is quite accurate, I have integrated it into home assistant and works fins. So far so good.
Mohamed N.Verified purchase
1 June 2026
The Water Grip works after an easy installation as it supposed to be
The Water Grip works after an easy installation as it supposed to be. My personal missing is a 24/7 real-time measurement (Echtzeitmessung).
Uwe S.Verified purchase
11 July 2026
Installation easy
Installation easy, seems to work
K G.B.D.Verified purchase
18 May 2026
So far, so good
So far, so good. Metrics seems pretty good.
Alexandre N.Verified purchase
Reviews are reproduced word for word and are sourced from Judge.me.
Frequently asked questions
Which pipes does it fit?
Copper 15 to 28 mm, plastic (PEX) 16 to 32 mm and multi-layer (PAL) 16 to 32 mm. See supported pipes here.
Do I need a plumber to install it?
No. It clamps onto the outside of the pipe with the Allen key in the box, so the pipework is never opened. Most people are done in five minutes.
Does it shut off the water if it finds a leak?
No. Water Grip measures the flow and alerts you in the app. If you want the water shut off automatically as well, that is CubicSecure, the controller in the same range.
Home insurance claims figures come from Go.Compare's 2024 home insurance claims data and from the Association of British Insurers. Figures on leaking toilets come from Waterwise. Customer reviews are sourced from Judge.me and reproduced word for word. Water Grip alerts you to abnormal water flow; it does not shut off the water.